get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

A large group of people are posing for a picture under a tree.

Richard Alashaian

Mortgage Loan Originator | NMLS# 50964

Welcome to my website, and congratulations on taking the first step towards purchasing or refinancing your home! 


We are proud to offer trusted guidance, a seasoned customer support team, and a wide variety of loan programs to fit your needs. 


Our mission is to become the top-of-mind choice for our mortgage clients, which is why our dedicated mortgage division makes home financing solutions accessible nationwide. 


We believe the greatest recommendations come from our neighbors and look forward to serving you and your community today.